Dropping a coin into a savings jar
Personal finance for iPhone & iPad

Know where your money went.

VPPS Spend records expenses and income in a couple of taps. It shows your balance, where this month's money went, how much budget is left and how your savings jars are growing. No bank connection, no account: everything stays on your device.

Download on the App Store iPhone and iPad · Prices in US dollars
The home screen

Your whole month on one screen

The balance card, this month's budget, spending by category, recent transactions and your savings jars, plus quick actions for the four things you do most often.

Looking closely at a donut chart
Statistics

See the shape of your spending

A donut chart breaks the month down by category. Switch to any month to compare income and expenses, and look back over six months to see the trend.

  • Donut chart by category
  • Income and expenses for any month
  • Six-month trend
Looking into an empty box
Monthly budget

Set a limit, and see how much is left

Choose a budget for the month. VPPS Spend shows what remains, or how far over you've gone, so the empty box at the end of the month doesn't come as a surprise.

  • Progress bar on the home screen
  • Remaining amount, or how far you're over
  • Change the limit at any time from your profile
Everything inside

Small app, complete picture

✍️

Expenses & income

Amount down to the cent, category, date and an optional note. You can edit or delete any entry.

📋

Transactions

Every entry grouped by day, with search and filters to find that one coffee from last Tuesday.

🫙

Savings jars

Set a goal and an optional deadline. Add or withdraw money and see the full history of every jar.

🔒

Passcode & Face ID

An optional 4-digit code you choose yourself, Face ID unlock, and auto-lock when the app goes to the background.

👤

Profile

Your name, starting balance, budget, passcode settings, sample data to try things out, and a button to erase everything.

⚡

Quick actions

Add an expense, add income, top up a jar or adjust the budget straight from the home screen.

Expense categories
GroceriesCafesTransportHomeEntertainment HealthClothingSubscriptionsGiftsOther
Income categories
SalarySide jobsGiftsCashbackOther
Private by design

Your finances never leave your phone

0

Bank connections

You enter what matters yourself. VPPS Spend never asks for bank logins or card details.

0

Accounts to create

Open the app and start. There's no sign-up, no email and no password to remember.

100%

On-device

Every record is stored on your iPhone or iPad. Delete all data from your profile whenever you like.

Start this month

Two taps per expense. A clear month after that.

Download VPPS Spend, set your starting balance and log your first expense in under a minute.